To manage your finances and boost your savings, you must plan effectively. Liquidity should be carefully handled because lifestyle and standard of living changes might alter consumption patterns. Additionally, it's possible that you'll spend most of your savings on unanticipated costs and other crises. Selling your financial assets in such circumstances is a dependable choice. Those without a stable source of income can use a personal loan when they need money right away. Obtaining a personal loan is also possible for a number of additional reasons, including covering wedding-related costs, funding children's education, buying household goods, taking trips, upgrading your property, and more. Since no financial assets are pledged as security for a personal loan , the interest rates are comparatively higher. But the question here that comes is whether to take a personal loan or go for a loan against your fixed deposit. This article will let you choose the best suitable one